Factors That Concerned by Consumer While Choosing Mortgage Loan

BRM7154_Research Methodology Research Proposal Prep ard by Foo Chia pilar cyst (1091200336) carmenfoo2003@yahoo.com i. Research title Factors that refer by Consumer while Choosing owe Loan ii. Background of study detective observes that there are mounting evidences suggest that the mortgage purlieu in Malaysia is becoming more complex and ch all(prenominal)enging. From the past cardinal decades, factors such as relaxation method of pecuniary regulatory, consolidation of fiscal sector, the diversification of business strategy in the financial sector, perceptual constancy of macro frugal, sustained economic branch, and the impact of Government policies in promoting seat ownership and investments had all indirectly increase the foreign banks confederation in Malaysias financial marketplace, which thereafter, significantly changed the banking milieu in Malaysia and resulted tremendous growth of total household debt. Such environment coupled with the me rgers and acquisitions exercises in banking sector and the technologies bugger offments in e-banking had all entailed to the intensify contender of the mortgage market in Malaysia, which thereon touch on banks to develop innovative and rivalrously harmd mortgage products and increased the refinancing activities in Malaysia.

Thus, the Malaysian traditional boundaries of marketing in the financial services were universe challenged by the topic of revolutionary competitors is it local as easily as foreign banks. iii. The problem statement The emergence of new competitors in the financial sectors in Malaysia had increased buckram competition! in the household lending. In order non to lose market share to competitors, majority of the banking institutions had comprehensively develop innovative and competitive priced mortgage products in relation to mortgage financing and with the aspiration of increasing its competitive advantage in the mortgage division. For instance, price competitive packages such as correct Moving cost,...If you want to get a spacious essay, order it on our website: OrderCustomPaper.com

If you want to get a full essay, visit our page: write my paper